CEO, President, Financial Planner


Warren is the President, Chief Executive Officer (CEO), and one of the co-founders of Innovative Wealth Building In a world of tough financial choices, Warren has been a beacon of knowledge for his clients since 1999. 

Warren has started over 1,000 new clients in his career and has amassed an impressive amount of knowledge and over the years. As a result, Warren has become locally renowned as the go-to planner for Federal Employees and widows/ widowers that are navigating one of life’s biggest challenges.

What’s possibly most impressive is the relentless dedication that Warren has shown his clients over the years. When Warren says he will be there you know that he will, even if that means driving across the country or hopping on an airplane.

Prior to becoming a financial planner, Warren honorably served 24 years in the United States Navy and retired as a Senior Chief Petty Officer.  Additionally, Warren graduated from the University of Maryland University College with a Bachelor’s degree in Business Management.

When he’s not working (which is often around the clock), Warren enjoys golfing and supporting local St. Mary’s County and Military-based organizations.  Warren is married to his wife, Debbie. He has four children, and six grandchildren. 

Chief Marketing Officer & Financial Planner


Jennifer is the Chief Marketing Officer (CMO) and one of the co-founders of Innovative Wealth Building. Jennifer has been a financial planner since 2016. During that time, she’s had the unique ability to learn the business from a perennial top performing advisor, her dad, Warren.

Prior to becoming a financial planner, Jennifer worked on PAX River as a Federal Employee.  That experience has given her a unique expertise in the benefits, challenges, and opportunities that matter most to Federal Employees. In addition to being a Federal Employee benefits expert, Jennifer is an accomplished financial planner that has helped create and deliver hundreds of financial plans.

​Education is an important topic for Jennifer. She a graduated from Salisbury University with a Bachelor’s degree, and then went on to earn a Master’s of Business Administration (MBA) at the University of Maryland University College.

​Jennifer lives in Mechanicsville, MD with her husband, Sean, and their daughter, Eleanor.

Chief Technology Officer & Financial Planner


Kennah is the Chief Technology Officer (CTO) and one of the co-founders of Innovative Wealth Building. Kennah became a financial planner in 2016 and has also been a trainer for new advisors.

Kennah enjoys helping new clients start a financial plan, and also enjoys teaching others how to invest wisely. Kennah is passionate about fitness and nutrition and is also a Certified Nutrition Coach in her spare time (she doesn’t have much spare time). 

Kennah graduated from Hawaii Pacific University at the age of 19 with a Bachelor’s Degree in International Business. Never satisfied with the pace of her professional growth, Kennah became a Certified Financial Planner (CFP) and a Chartered Financial Planner (ChFC) by the age of 25. 

Kennah lives in Los Angeles, CA with her husband, Terry, and their son, Everett.

Chief Financial Officer & Financial Planner


Terry is the Chief Financial Officer (CFO) and one of the co-founders of Innovative Wealth Building. Terry joined the financial services industry in 2011 and has held positions as a: Financial Planner, Corporate Trainer, and District Manager.

Terry loves to talk about investments and also enjoys diving into the weeds of retirement income planning. When he’s not working directly with clients, Terry spends time mentoring other advisors and presenting financial education to individuals and organizations.

​Terry graduated from St. Lawrence University with a double major in Economics and Psychology and a minor in Mathematics. Always on the quest for knowledge, Terry holds the following certifications:

  • Certified Financial Planner (CFP)
  • Chartered Financial Consultant (ChFC)
  • Wealth Management Certified Professional (WMCP)
  • Retirement Income Certified Professional (RICP)
  • Chartered Life Underwriter (CLU).

​Terry lives in Los Angeles, CA with his wife, Kennah, and their son, Everett.

Financial Advisor


Financial Advisor

Ellen Knipe

Financial Advisor


Client Service Team


Client Service Team


Office Manager


Client Conceirge


Administrative Assistant


Financial Planning


Facilities Manager


Client Advocate